html {
	margin: 0px;
	padding: 0px;
}

body { 
	font-family: Verdana; 
	font-size:11px;
	background: #FFFFFF; 
	margin: 0px 0px; 
	padding: 0px;
	}
	
ol,ul,div,td,body,p{
	font-family: Verdana;
	font-size:11px;
}

p { 
	margin: 0px;
	margin-bottom: 8px; 
	margin-top: 4px; 
	font-size:11px;
	line-height: 16px;
}

P.stern {
color: gray;
font-size:10px;
line-height: 12px;
}

.chip_navlink_11 {
    font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #002F67;
}

.chip_navlink_11 a:hover {
    font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #FFFFFF;
    background-color: #002F67;
}

.chip_navlink_11 a:link, .chip_navlink_11 a:visited, .chip_navlink_11 a:active{
    font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
}

.chip_navlink_11 a:active{
    font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #CC0000;
	background: transparent;
}